Delex Realty
The Jim Lord Real Estate Group

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Jim Lord is a member of Real Estate Consultants, LLC. Real Estate Consultants, LLC. is a flip company. Jim has personally performed over 100 flips in the Phoenix market and continues to actively invest in the real estate market. 

Loan on a Flip. We are always seeking those who wish to loan money in second position on real estate. You will earn 21% interest, flat rate. Loans are based on a specific time period and due and payable at that time. If we sell the property before the due date, you are still paid as if the payment took place on the final pay off date. 

How it Works: 

We identify a home that we plan to flip. We secure a first loan between 80-90% of the value of the property. You provide a second loan to cover the difference plus the costs of the payments for the term of the loan. Thus if a home costs $80,000 to buy and needs $20,000 in work to be able to sell and will take four months to complete and sell. 

We borrow $85,000 (between $80,000-90,000) from our primary lender. Monthly payments for this amount would be $1,062.50 per month. We then would borrow from you $15,000 + $4,250.00 at 21% interest for four months. 

All proceeds are handled through the primary lender. Your $15,000 second are held in escrow by the primary lender and construction costs are reimbursed as construction is completed. We also pre-pay the $4,250.00 to the primary lender so you know there is NO chance of foreclosure throughout the term of the loan. 

You are paid at the completion of the loan. For instance, if the house sold 60 days after purchase, you would be repaid $1,347.52 in interest, plus your principal of $19,250.00 on the day escrow closes successfully on the final sale of the property. 

You are provided a deed of trust in second position behind the primary lender for your money. The document is recorded with the County Recorder's Office thus making it impossible for the property to be sold without your being repaid. You are only subordinate to the primary lender. 

What our clients are saying  

James' team sold my home and did everything they promised. They even paid for my repairs and had the home cleaned!


~ F. Diaz

I went through 2 agents and several poor offers for over a year. I came home to find Jim's "Sold" sign on my gate and it caught my interest. I really appreciated the personal attention he gave me. He was true to his word and delivered everything he promised. I had more showings and open houses than ever. The pics were great and the video and internet marketing brought me a lot of interest. In the end, we had 3 parties ready to buy. Great experience.phxfilters


~ Tim P.

James Lord has helped with the purchase of my 2 homes and the sale of 3 homes. He is an outstanding agent and has made the process a very positive experience. He listens to his clients and goes above and beyond to find the home of your dreams. He is organized, efficient and a pleasure to work with. His professionalism has made me a repeat customer.


~ Cindy C.

James was the realtor for our first home purchase in 2005. It was a busy time in real estate and the home we wanted to purchase received seven bids including ours before the close of the first day. All seven buyers had to turn in their best offers and without James’s knowledge, process expertise and negotiation skills we would not been able to win the bid and purchase the home of our dreams. James has also assisted me and my wife with the sale of our rental properties one a short sale and the other a standard sale. James worked tirelessly on the short sale to bring several deals to the bank his efforts in representing me as his client were exceptional. The sale on the second property went flawlessly selling in less than 30 days for nearly the full price. We recently sold out home and once again we choose James to assist us this time to construct a new home from a large new home builder. His advice and guidance had been invaluable in the process.


~ Keith R.

Jim helped me sell through a tough time. I had recently lost both of my parents, he helped me through the probate process, recommending an attorney who helped me keep the assets my parents left for me. I appreciate everything you did and thank you!


~ Edward T.

Jim helped me purchase an investment property. The process could not have gone better and I can't say enough about Jim and his team!


~ William B.

I was going through a divorce and it started to get out of hand. Jim helped not only me but made dealing with my wife easier than I had expected. We received a fair offer, closed quickly and Jim made the process very smooth. He made a rough time easy.


~ Mike R.

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